Investment approach and risk management
A structured process for defining asset allocation, constructing the portfolio, and managing exposures over time, with clear governance and operational discipline.
Management philosophy
We define criteria before implementation and build portfolios where each component has a clear role. Management is oriented towards preserving the consistency of the mandate over time, with measured interventions when markets, objectives, or constraints change.
Criteria first
of the action
Before implementation, we define objectives, constraints, and risk profile, and translate them into operational criteria. This framework reduces ambiguity and allows for the evaluation of portfolio choices in an orderly and consistent manner over time.
Clear role in the portfolio
Each component is selected based on the function it needs to perform: stability, income, growth, protection, or efficiency. Portfolio construction prioritises clarity of role, diversification, and consistency between instruments and objectives.
Risk discipline and oversight
The portfolio is carefully monitored for exposures, concentrations and liquidity. Updates are measured and traceable: we intervene when markets, objectives or constraints change, preserving alignment with the mandate.
Investment process
A path built over time in Swiss wealth management, with a constant focus on independence, management discipline, and direct client relationships.
01
Mandate Framing
Definition of objectives, constraints, and risk profile; setting the operational perimeter and management criteria.
02
Scenario analysis
Reading the macro context and key risk drivers to guide allocation and positioning choices.
03
Asset allocation
Construction of strategic allocation and definition of limits, with diversification logics consistent with the mandate.
04
Tool selection
Selection of instruments based on their role in the portfolio, liquidity, and efficiency, while respecting agreed constraints.
05
Implementation
Operational translation of decisions and consistency check between defined settings and the actual portfolio in a custodian bank.
06
Monitoring and rebalancing
Continuous exposure and risk management, with measured rebalancing and updates when markets or priorities change.
Risk management
An operating framework to control exposures, concentrations and liquidity, maintaining consistency between risk taken and mandate objectives.
Limits and diversification
We will set boundaries consistent with the mandate and build diversification to reduce unintended concentrations. Allocation choices will be reviewed according to the risk profile and agreed constraints.
Exposure monitoring
We continuously monitor the main exposures and risk drivers of the portfolio. Control is geared towards identifying deviations from management criteria and market conditions.
Disciplined rebalancing
Interventions are carried out according to measured and traceable logic. We rebalance when the portfolio deviates significantly from the planned levels or when objectives, constraints, or context change.
Liquidity and implementation
We assess the liquidity and operability of the instruments against the mandate and the client's needs. Implementation is verified with the custodian bank to maintain consistency between decisions and the portfolio.
Let's apply the method to your case
A private meeting to outline objectives, constraints and risk profile and to define, if appropriate, the mandate's approach.